Sutor Banking Platform: Banking-as-a-Service for Digital Partners

The Sutor Banking platform offers a comprehensive range of banking services, enabling you to develop and provide financial services that are compliant with regulations. Whether you require a banking licence, custody accounts, payment and securities transactions, MICAR-licensed crypto services, or joint business model and company development, Sutor Bank will put you in the best possible position. The Sutor Banking platform provides a robust and reliable foundation on which to build financial business models or integrate financial products into your business processes.

Sutor Bank sees itself as a long-term partner to digital companies, helping them to develop individual business models that comply with regulations. We offer more than just APIs and technology.

Sutor Bank's Banking-as-a-Service offering

Embedded finance providers, fintechs, cryptotechs and financial distributors will find everything they need to implement their business models for investments and savings, banking and payments, loans, cryptos and blockchain at Sutor Bank.

Your contact to our Banking Platform

Banking is not just about technique. It also requires imagination and trust.

Torsten Hahn — Head of Business Development, Organisation & IT

A traditional private bank and a digital innovator at the same time – that is what makes Sutor Bank unique.

Hartmut Giesen — Managing Director of Sutor Bank

Investment-as-a-Service

Support of various co-operation and partner models: Intermediaries according to article 34f of the Commercial Code, banks and wealth managers (Section 32 of the German Banking Act), neo-banks
Depositaries (custodian) for wealth managers Partner for technical and/or legal outsourcing
Operational bank for fintechs, financial sales organizations and other financial service providers without bank or wealth management licence
Managed depots, white label or Sutor branding, standard or individual fund portfolios
Accounts for overnight money, fixed deposit, gold and other alternative savings products
Individual investment and savings solutions for non-bank partners incl. fintech startups
Access to Sutor‘s wealth management and asset management services
Access to the ecosystem of the Sutor partners

Banking-as-a-Service (Accounts and Payments)

White label solutions
API current accounts
API corporate accounts
Escrow accounts for platforms, marketplaces, crowdfunding
models, e-money companies, payment providers and other digital businesses
Fully digital account openingIndividual payment solutions for fintechs, platforms, e-commerces and other digital businesses

Fronting Banking

Credit platform for consumer and corporate loans
Loan origination and sale of receivables (with/without intermediary)
Individual outsourcing models in lending business
API for net data transport
Support of fully automated credit processing: automatic scoring, decision engine, connection of credit agencies

Crypto-as-a-Service

FIAT crypto accounts with API connection
FIAT crypto asset accounts with API connection
Crypto trading (execution of orders involving crypto assets for clients in accordance with MiCAR)
White label services for Crypto Techs